1. Phishing: Having an online banking account, you might fall victim to phishing. This tactic generally involves tricking somebody into clicking a link in an email message. The link often downloads software to a computer that can be used to gather sensitive information such as usernames and passwords.
2. Identity Theft: Even if hackers do not steal from your account, you can still have your account details compromised in the case of an identity theft. This includes your personal information, such as your social security number and other identifying data. These data could be used to hack into your other accounts.
3. Keylogging: If you access your online banking site on public networks, such as Internet cafes or public Wi-Fi, there is a chance that you could fall prey to keylogging. Keylogging involves a software recording your keystrokes and using these logs to get your account details. Keylogging may also be carried out using video cameras that record your keystrokes.
4. Pharming: This might be a little more difficult for hackers to carry out, but it does happen. Pharming occurs when hackers are able to hijack a bank’s URL so that when you try to access your bank’s website, you get redirected to a bogus site that looks like the real thing.
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